State laws regulate minimum wage. For example, in California, the minimum wage is $10 an hour. In April 2016, California governor Jerry Brown signed legislation that will raise the state’s minimum wage to $15 an hour by 2022. In state’s like North Carolina, the minimum wage requirement is set at $7.25 an hour. In March 2016, North Carolina passed a bill that abolished the state’s municipalities rights to set the minimum wage in their jurisdictions. Before the bill passed, local governments were able to set their own wages. Not anymore. Continue Reading
Are you feeling tired all of the time? You, along with millions of other people today, are running yourself ragged with all that you are trying to do each day. From the moment you wake up in the morning until the time you go to bed at night you are constantly on the go. Between work, family and personal commitments of your time there just is never enough time in a day to get everything done. Continue Reading
There are always going to be people in your life that can be difficult to find just the right gift for when the holidays roll around or you need something as a birthday present. You can see it in their eyes when they open gift after gift and get the same type of thing over and over again each year; while they may be polite and say thank you for the present, they are less than excited by what they have received and you may not ever see the item again in their presence. If you want to create something truly special and different for them when it comes to gift time, you may want to consider something like model sailing ships or wooden ship models to give them as a present.
A Great Gift for a Craftsperson
Something like a model boat or yacht or any other type of model ship kits can be a great gift for someone that loves to get involved in crafts or create something of their own. There are all different types of ships that you can choose from that would make excellent presents. A person that likes to use their hands and make something of their own will be genuinely pleased and touched by receiving a gift of a model that they can sit down and put together themselves. The model will give them hours of enjoyment of their own as they work to put the boat together and the person will see the great joy and satisfaction of completing the project and having a fantastic item to display.
You Can build it Yourself
Another great idea for a gift is to buy one of these model kits and put it together yourself to present as a gift to someone. There are so many different types of ships that you can choose from that you can easily find something that will appeal to the person in question. You can then purchase the kit and take the time to put the ship together on your own, giving you an elegant and awe-inspiring gift to present to them on their birthday or holiday. The person will be overwhelmed by not just the beauty of the ship that you are giving to them but of the time that you put in to creating such a wonderful gift.
If you would like to learn more about some of the different models that are available for you, take a look at the different model ships available-for-sale at Premier Ship Models. Premier Ship Models offers high quality, handcrafted ship models and model kits that make some of the best gifts that you can offer someone. The company has been offering models for over twelve years and has a wide selection of different types of ships for you to choose from. This allows you to purchase just the model that you are looking for so that you are able to offer up an incredible keepsake for someone to cherish.
If you are planning on buying a new home or are looking to sell your home, the current marketplace is beneficial to both sides of the fence right now. There are many great home opportunities available for you and the market is moving well so that you, as a seller, can get a quality price for your property. Some people today, when they are buying or selling, try to handle the entire process all on their own. Because of the Internet, some people think dealing with condos and homes for sale today is much easier than ever. However, having the right realtor on your side can make a big difference in this transaction.
Finding the Best Home
While you can certainly look at a variety of listings on your own when you are checking out the Potomac MD real estate market, making use of a real estate agent like Michael Karimi is going to help you to find the best home in a much more efficient manner. You could spend days or weeks going through the different listings that you find in the area you are considering and still may not be able to locate exactly the type of house that you want. When you make use of Michael Karimi realtor, the agent is going to have access to all of the best listings in a particular community or area. They may even have listings that have not yet made their way onto the Internet so that you can get a chance to see the perfect property before other people may even be aware of it. Your agent can find the right house for you based on your specifications so that you can be sure you only look at listings that are best suited for your needs.
The Best Way to Sell
Just as an agent can be a great assistance when you are looking to buy a home, they can be even more beneficial to you when you are trying to sell. A real estate agent can work closely with you to make sure that your home is looking its best and is staged in the proper manner so that potential buyers will have the most interest in your home. They can also make sure that people that are looking specifically for the type of house that you own, the community you live in or the property you have come to see what you have to offer and are looking for a house that is in the price range you are looking to sell for. This will make it more likely that you will be able to get the selling price that you want.
When you have the right realtor working for you, the entire process of buying or selling a home will be much easier and more efficient for you.
If you want to take a look at the Potomac MD homes for sale today or are looking to sell a home in this area, contact the office of Michael Karimi today so that you can begin to work with a quality realtor that knows the market well and can help you tremendously.
Texas Insurance Laws: Do You Have the Right Coverage?
The national average for car insurance expenses, according to a report by the National Association of Insurance Commissioners (NAIC), was $841.23 in 2013 (the most recent data available). A state-by-state comparison of the average cost of insurance showed a great variation among different states. If you live in the state of Texas, you will be glad to know that the average cost of car insurance was $895 at the time of the study. This is only a few dollars above the national average.
State requirements for car insurance
Texas is not as demanding as other states when it comes to car insurance. The state laws only require car owners to have adequate insurance to pay for injuries and damages they have caused in a car accident. Many car owners therefore opt for only liability car insurance in order to fulfill this law.
If you have chosen to have liability-only car insurance coverage, you must be sure that the insurance has the following minimum limits:
- $25,000 to cover property damage
- $60,000 to cover injuries per incident
- $30,000 to compensate each injured person in the accident
This type of basic coverage is known as 30/60/25 coverage. However, it’s often not adequate to pay all the costs of the other parties involved in the accident. This is because of the high cost of medical care in the state. Drivers are therefore typically sued in order for the other party to collect the difference and meet their expenses. If you’re relying on minimum liability cover for car insurance, be prepared to pay a hefty sum if you’re ever involved in a serious accident.
Other insurance options
Although liability cover is adequate to fulfill the legal requirements for auto insurance in Texas, you should consider other types of car insurance. Those are:
- Collision insurance
This type of insurance will help to cover damage to your own vehicle in accidents that you are found to be at fault.
- Comprehensive insurance
This type of insurance will help to cover damage to your car in incidents that don’t involve collisions with other cars. It will also cover you for other non-traffic incidents such as car theft and fires.
- Underinsured/uninsured insurance
This type of cover protects you from damages coming at the hands of either uninsured or underinsured drivers. According to an article published in the Insurance Journal, over 2.6 million citizens of Texas were found to be driving without the minimum car insurance coverage in 2012. A year prior, the Insurance Journal points out that 22 percent of all Texas drivers, or 4.2 million people, had no insurance whatsoever. Underinsured/uninsured insurance protects you in the case you’re involved with one of these drivers.
Penalties and fines for violations
If you violate Texas car insurance laws, you can be sure of facing harsh consequences and hefty fines.
First time convictions will result in fines ranging from $175 to $350. Any additional conviction will result in fines between $350 and $1000. Additional convictions can also result in the suspension of your driver’s license as well as the impounding of your vehicle.
Hiding from the law
Many car owners are tempted to drive without car insurance hoping they won’t get caught. However, with the introduction of the TexasSure program, chances of getting caught and suffering the consequences are high. The program is used by government agencies to verify car owners’ insurance information, heightening the chances that you’ll be caught if you attempt to drive with inadequate coverage or no insurance altogether.
Lighting Your Bathroom Like a Spa
If a bathroom feels unclean, cluttered or messy, it’s tough to get down to business, isn’t it? The bathroom because an anxious space if it’s not designed well or taken care of. We’re left worrying that someone is going to try coming in without knocking or we’re afraid we’ll catch something from the hand towel after we use it to try our hands—and this is just in our own bathrooms! There must be a way to make our bathrooms feel good, and there is. Do you enjoy a good spa day?
Well you’re in luck. Every day can be a spa day when you follow these bathroom decorating tips!
Tip 1: Ensnare the Senses
What is the first thing you notice when you walk into a spa? The delightfully aromatic scents of nature. HGTV suggests that to get the full spa experience at home, you must start with finding your own aromatherapy blend. Smell triggers memory, and if smells of cucumber and eucalyptus remind you of a time when you felt tranquil and serene, you may have just found your bath time scent mix. Combine this with the warm water, and you have yourself your very own oasis.
Tip 2: Bring in Warm Lighting
Bathroom lighting is often too bright and feels sterilizing. How can you enjoy a soak in the tub if it seems like you’re about to be pulled up by a gravitational force into the mother ship? By installing a dimmer switch, you can turn those obnoxiously bright overhead lights into a calming beam of warm, soft light. Elle Decor adds that if you can’t install a dimmer, simply bring in some small shaded lamps and candles and ignore turning on the overhead light altogether.
Tip 3: Decorate with Reflective Surfaces
If you place your lit candles and small lamps on a mirrored or silver tray, the light will reflect off of its surface and bounce along the walls and ceiling, creating tiny lighting dancers that will make the space feel magical and alive. Couple this with the warm bubbles of the bath and your aromatherapy blend, and you have a night of welcome pleasure before you.
Tip 4: Go Green
The accents you find most often in a bathroom are built of chrome, ceramic and tile. Wouldn’t it be nice if we added some other things in there, like a live plant? House plants clean the air, focus your energy and just plain look good. Consider adorning your bath with bamboo, an orchid or Boston fern, you won’t be disappointed.
Tip 5: Fluffy Linens
When you get out of the shower and wrap yourself in a threadbare towel, you wonder to yourself why you attempt to dry off at all. It’s depressing. And how many times are you willing to slip when you get out of the shower because you don’t have a bath mat. You shower and use your bathroom every day, so why wouldn’t you invest in some luxuriously soft bath towels and accessories?
Tip 6: Multi-functional Storage
When you’re soaking in the bath, you’re not going to want to accidentally knock over the soap and razor into the water. With storage solutions like a shower caddy, corner shelf or bathroom étagère, you can hide all of the odds and ends and just kick back and relax.
Tip 7: Paint in Warm, Natural Hues
A bathroom done up in blue or green can feel outmoded and cold. A palette of yellows, oranges and reds with wooden accents tucked here and there will make the place feel inviting and personal. A bathroom doesn’t have to be austere, remember that.
Creating a cozy space for bathing and relaxation doesn’t have to be complicated. Just follow the tips above and you’ll have a spa-like space in no time!
It is no secret that there are a lot of breast enhancement products being sold today on television, in magazines and on the Internet. The breast enhancement market is one that has grown quite a bit in recent years as more women seek alternatives to getting the shape and size breasts that they want without having to undergo any type of surgical enhancement or procedure. Finding a safe alternative to these methods is important to women and you should try to inform yourself as much as possible when you are looking to choose a product for quality breast enhancement. You can learn about Firmestra breast enhancement pills and read other reviews of products at Top Breast Enhancements so you can find the best options available to you.
About the Pills
Firmestra has been one of the top selling enhancement products on the market for several years now and it has shown to produce quality results for many women. The product makes use of only natural products in its make up to provide you with a safer alternative when it comes to breast enhancement. The ingredients used are all put together into a proprietary formula that is designed to help stimulate the natural hormone levels in your body to provide you with more breast tissue and promote overall breast health. Firmestra makes use of ingredients such as fenugreek, damiana, mother’s wort, saw palmetto, kelp, L-tyrosine and other natural vitamins, herbs and plant extracts that all work to helps promote better circulation, blood flow, collagen production and hormone levels.
What to Know
The great thing about supplements just like this serum is that because they are made from natural elements you do not have to worry about the possibility of any type of harsh side effects from taking the supplement. You should closely examine the ingredients to make sure there is nothing that you have any type of allergy to so you can be sure it is safe for you. The recommended dosage for this product is to use the pills three times daily and you will be able to feel an increase in fullness within about 30 days of use. If you continue to use it regularly you will see a significant increase in cup size within 90 to 120 days.
Choosing the Right Pills
Whether you decide to choose Firmestra breast enhancement pills or some other natural product from, it can be important for you to read reviews of all of the products available so that you can be sure to get one that is going to really work well for you. It is only through having a better understanding of just what each product can do for you and seeing how effective they have been for other women in the past that you will be able to determine just which supplements offer you the best chance at success. You can then make the right choice for you and look forward to the increase in bust size and fullness that you really want.
You can also call it a glorified iPod Touch. The latest news of the Apple iPad delivers a new gadget, an enhanced combination of a smartphone and laptop. With a large Multi-Touch screen, measuring 9.7 inches and high resolution, LED-backlit screen, the crisp display allows for an impressive 178 degree viewing angle, with perfect colour and contrast in any light.
At just 1.5 pounds and 0.5 inches thick, it’s easy to take everywhere you go – especially with a ten hour battery life and built in 802.11n wireless network, as well as an optional 3G model when Wi-Fi isn’t available. Continue Reading
Big picture without the big bucks? That’s just what you get from BenQ’s Joybee GP1 mini projector, a pint-sized projector that weighs about 1 1/2 pounds. Continue Reading